| 4. | Tax Code Setup. payACH already contains a list of standard tax codes for making electronic tax payments. The user may also add additional tax codes or modify existing codes if needed. |
| 5. | Automated Reminders. payACH will remind the user of recurring payments according to Transmission Reminder settings |
| 6. | Built-in Backup Utility. For additional peace of mind, payACH allows the user to back up their essential files to another location in the case of software or hardware failure. |
| 7. | Mixed Batches. With payACH, the user may create batches which contain mixed debit and credit transactions to simplify their payment procedures. |
| 8. | Data Validation. payACH notifies the user of any invalid effective dates, inaccurate ABA numbers or entries that do not conform to federal specifications so that the user does not have to concern himself with details and can concentrate on making ACH payments. |